UK Van Insurance: An Introduction
As with all other vehicles, it is illegal in the UK to drive a van without
having some form of van insurance. The consequences of being involved in an
accident and being found to have inadequate or no insurance can be very
serious indeed. It is therefore vital that you take out UK can insurance
before taking your vehicle out on the road for business or pleasure.
There are a number of UK van insurance options available to drivers, and
these cater for a wide range of needs and budgets. The more comprehensive
the cover, the higher the premium is likely to be, and past driving history
will also have an impact upon the price. The easiest way to find the best
value policy for your van, for either commercial or private use, is to
compare deals from the wide range of UK can insurance companies in
operation.
The most basic an insurance cover is third party, which provides cover in
the event of injury or damage caused to a third party through an accident
that was your fault. Neither you nor your vehicle will be covered for
damages or injury under this level of cover. Third party, fire and theft is
the next level up, and provides third party cover plus the additional
bonuses of cover in the event of fire or theft of your van. The most
expensive levels of insurance is fully comprehensive, which provides the
benefits offered by the other two level, as well as covering you’re and your
vehicle in the event of an accident.
If you are looking for the cheapest cover, then you may want to look at the
most basic levels of cover. However, if you want total peace of mind, the
more comprehensive cover will be necessary. Whichever level of van insurance
cover you decide to go for, you could save a small fortune by going online
to compare deals. You can get an instant quote from most UK insurers online,
so you can easily see which offers the best value in terms of benefits and
price.
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